Pay now and save

Dennis Fitzgerald, Box Hill

As we enter a new decade and strive toward the future, I read a lot about ‘AfterPay’ which seems to be of great benefit especially to its shareholders. I have decided to reintroduce a well-established concept ‘BeforePay’; this has been in use for a long time, and the benefits will help our economy.

The concept is simple, and very popular with older people. You save the money, and then you buy what you need, or even what you want. There are no interest costs, or fees for late payments, as you can’t forget any payments.

Perhaps we all need to be realistic and take the sensible approach, although some items such as cars or houses may need to be bought with bank assistance.

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